Flexible Dollar Builder Life Insurance Accumulation Fund Policy

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An Opportunity For Retirement Funding

One of the features of the Flexible Dollar Builder Life Insurance policy is the interest bearing Accumulation Fund. This fund has traditionally out-performed the market place. We are proud of our performance of what DID happen. Please keep in mind, our interest history is not meant to predict future results.

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It's Important To Act Today

To meet your long range goals, you should make contributions to YOURSELF during your good earning years. It is important to pay yourself first before you pay your other bills. The Flexible Dollar Builder can be a 10 year plan, a 20 year plan or a continuing plan. Of course the longer you participate, the more you will have in the end.

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The Insurance Feature

The Flexible Dollar Builder is a well rounded program that gives you a combination of life insurance and cash accumulation. A lesser portion of your money goes toward cash value insurance. A major portion goes into the Accumulation Fund** that compounds at the current interest rate.

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An Emergency Cash Fund When Needed

The Accumulation Fund (AF) can be used for college, business expansion, emergency use or whenever there is a need for quick cash. This money is readily available to you and there is never an obligation to repay it**. And in the event of death, the balance in the AF along with the insurance amount will be paid to your beneficiary.

** May incur 5% charge on amount withdrawn from Accumulation Fund for first 10 years

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Flexible Dollar Builder contains the following features:

• Accumulates cash within the policy
• Tax deferred growth of cash values
• Competitive current rate of return
• Competitive guaranteed minimum rate of return
• Income tax free death benefits for beneficiaries
• Portable, take it wherever you go
• Privacy of all transactions
• No “war clause”

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Why choose a policy from Trans World Assurance?

Trans World Assurance was founded on tradition and built for the future of its customers. Since their inception, TWA has been dedicated to providing only the safest and strongest cash accumulation life insurance products.

With a careful systematic approach to investing in United States Government bonds and highly rated corporate bonds, TWA has grown into one of the strongest and most stable insurance companies in America. TWA has remained virtually unchanged since the doors opened back in 1963. TWA continues to stay true to the vision of its founder, Charles P. Woodbury a decorated WWII pilot, by continuously providing a secure retirement for all aspects of our military.

TWA is also proud to be a founding member of the Servicemembers’ Group Life Insurance (SGLI) and TWA remains an active member today.

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How do we do it?

Make sound investments! The majority of our investment portfolio consists of United States Government bonds and highly rated corporate bonds. This means stable growth for you.

Offer products with flexibility! We understand your life takes on unforeseen changes. That is why we offer flexible payment and withdrawal plans to serve any situation you may encounter.

Keep costs low! TWA has one of the lowest overheads of any company in our industry. This means competitive premiums for you.

Be innovative! Our unique life insurance policies help protect families while allowing them to build cash values tax-deferred. That means we provide CASH if you live or CASH if you don’t.

Strong leadership! The majority of our company officers and leaders have been with Trans World for over 30 years.

Security, flexibility and quality of life – This is our mission!

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Consider all the facts, then make your own decision.

Of course, when you select a life insurance policy, you must be careful and consider your own financial situation and the many alternatives available to you. No single life insurance product may have all of the features you find desirable. Therefore, it is important to understand the features available so that you can make the best decision for you and your family.

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* Note: The information contained within this marketing material can not be used or relied upon for the purposes of avoiding IRS penalties. These materials are not intended to provide tax, accounting or legal advice. When managing your tax or legal matters you should always seek professional counsel for advice.