Life Insurance for First Responders
You truly understand the importance of providing support and protection in times of need. With first responder life insurance, you can bring that peace of mind home to your family.
TWA is Here to Serve Your Needs
TWA is committed to providing reliable and robust life insurance solutions, focusing on stable investment growth and competitive premiums. By investing in United States Government bonds and highly rated corporate bonds, we ensure your policy’s value grows steadily over time. With our innovative approach, you can build cash values tax-deferred, providing a financial safety net for the future. Trust TWA to serve your needs with the same dedication and excellence that you bring to your vital role as a first responder.

Why Choose TWA?
Choosing Trans World Assurance means selecting a life insurance provider that understands the unique challenges and demands of first responders. With our extensive experience and commitment to serving those who serve others, we provide tailored coverage that includes competitive premiums, flexible payment plans, and reliable investment growth.
Our innovative life insurance solutions allow you to build cash values tax-deferred, giving you access to funds when you need them most. With a strong track record and a focus on delivering peace of mind, TWA is the trusted choice for first responders seeking comprehensive and dependable life insurance coverage.

TWA’s Life Insurance Plans for First Responders
At Trans World Assurance, we recognize the extraordinary dedication and bravery of first responders who serve our communities. Our life insurance plans are specifically designed to meet the unique needs of those who put their lives on the line every day. We offer comprehensive coverage options that provide financial security and peace of mind, ensuring your loved ones are protected no matter what challenges arise. Our policies include flexible payment and withdrawal options to accommodate the unpredictable nature of your profession, allowing you to adjust your plan as your circumstances change.

How First Responder Life Insurance Works
First responder life insurance is designed to provide comprehensive financial protection for those who serve our communities in high-risk roles.
If you are a first responder, you may already have some form of life insurance through your employment. But, typically, such policies are relatively limited in scope and amount. They may have exclusionary clauses or offer insufficient coverage for you and your family’s needs. For example, a $100k life insurance policy may sound like a lot, but could your family really replace your entire lifetime income with just $100k?
So, whether you already have life insurance or not, getting additional coverage through Trans World Assurance may very well be the right move for you and your family. Our permanent life insurance plans for first responders provide lifelong coverage that can be adapted over time to fit your family’s changing life circumstances. Permanent life insurance through TWA is also a great investment opportunity to take advantage of early on in life, as these policies will accumulate cash value that can be used during the insured’s lifetime.

Life Insurance FAQs
How do I make changes to my policy?
The Policy Owner must complete the appropriate form for the requested change. After logging in, forms may be downloaded and printed from the Forms Link. The Policy Owner may also contact a Service Representative at the Home Office; contact information is listed in the Contact Us section.
How do I get a copy of my policy?
You may request a copy of your policy by contacting our office by telephone, in writing, or from our “Contact Us” page. For policies issued beyond our document retention period, a Policy Verification Certificate will be provided.
Is this just life insurance?
All of TWA’s life insurance policies allow for tax-deferred cash value growth. Both TWA’s Future First Universal Life Insurance Policy and the Flexible Dollar Builder Whole Life Insurance Policy provide life insurance coverage if you die, but they also provide cash value assets you can use while you’re alive.
What does tax-deferred mean?
Tax-deferred means that you are not required to pay taxes on the interest you earn within the policy until you withdraw the interest. T
What is the difference between my SGLI and this insurance?
SGLI is a wonderful group term life insurance policy. TWA is an SGLI member, and we are one of the few companies with which you can convert your SGLI term coverage into permanent coverage. It’s simple: term coverage like the SGLI terminates once you are out of the service, whereas permanent coverage is with you your whole life. Also, permanent coverage, such as the Flexible Dollar Builder and Future First Universal Life, builds cash value assets that can be used while you are alive.
Can I keep my policy when I get out of the military?
Yes! All of our policies are portable. Once you are out of the service, you may have to make different payment arrangements. This is as simple as contacting your local agent or talking to a TWA customer service representative to find out which payment option is best for you.
Talk to An Agent
Talk to an agent today and experience the Trans World Assurance difference.
